*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Segoe UI,Arial,sans-serif;line-height:1.6;color:#333}
header{background:#16324F;color:#fff;padding:18px 40px;display:flex;justify-content:space-between;align-items:center}
.logo{font-size:28px;font-weight:bold}
nav a{color:#fff;text-decoration:none;margin-left:20px}
.hero{background:linear-gradient(rgba(22,50,79,.75),rgba(22,50,79,.75)),url('banner.svg');background-size:cover;padding:120px 20px;text-align:center;color:#fff}
.btn{display:inline-block;background:#2CA6A4;color:#fff;padding:12px 24px;text-decoration:none;border-radius:5px;margin:8px}
.container{max-width:1100px;margin:auto;padding:50px 20px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{border:1px solid #ddd;padding:25px;border-radius:10px}
footer{background:#16324F;color:#fff;text-align:center;padding:25px;margin-top:40px}
form input,form textarea,form select{width:100%;padding:12px;margin:8px 0;border:1px solid #ccc;border-radius:5px}
form button{background:#2CA6A4;color:white;border:none;padding:12px 20px;border-radius:5px}
h1,h2,h3{margin-bottom:15px}
p{margin-bottom:12px}